Christmas Cash Challenge 12

It’s a week to go until Christmas Eve! How are you doing with the Christmas Cash Challenge? Have you managed to earn or save an amount of money which should cover your festive expenses? How did you get on with researching bank accounts – I know it doesn’t sound exciting but there really are some great rewards out there depending on your bank and your financial situation.

Anyway, here’s the last part of the challenge and there’s no real topic! I’m just going to share some of my favourite general ways of saving money and making money!

Voucher codes – there are so many vouchers and voucher codes around, including many online. I always tend to Google before going somewhere to see if I can find a code or deal. Some restaurants even have their own apps and deals on there. It’s definitely worth checking out.

O2 Priority & Wuntu from 3 – You can make massive savings by signing up for an O2 and/or a 3 free sim card. The tip is to activate and download the apps whilst connected to Wifi. You should then be able to put your usual sim card back in and still benefit from the deals and offers on the apps. Check out my posts with loads more information about them here: O2 Priority and Wuntu.

Meal planning – I am terrible at this, but I know it really can save you a small fortune. Meal plan, only buy the ingredients you need, and batch cook and freeze portions of things. You can also save money on your food bills by buying yellow stickers. Towards the end of the day is the best time to find these in shops, and your shop will probably have a set time when they are reduced – and people will know this so it can actually get a bit busy! It’s not saving you money if you end up throwing the food away though so make sure it fits into your meal plans.

Free stuff – there are so many ways of getting things for free. Check out Latest Deals & Free Stuff. They share loads of freebies currently available and are updating the site everyday. They even have a Facebook group and Whatsapp message system if you want live updates throughout the day. A lot are free samples so small products but again, it all adds up. Another way of getting stuff for free is to sign up for review sites. A great money site, Save The Student has a great post about this and which sites they like using.

OH MY DOSH is a great site with a whole range of tasks, quizzes, giveaways and all sorts. It is definitely worth signing up and dipping in and out as and when you have a moment. If you use my link you get a £1 bonus on signup!

A slightly more unusual approach is to go to the media! If you’ve got an interesting story or a top tip, magazine will often pay for them if they are printed. Fiona at Savvy in Somerset made £200 selling a health story to a woman’s magazine, and I’ve had a letter printed and received a small hamper in a home magazine. Have a look through the publications you read, you can also look for opportunities on – whilst a lot of these are TV and quiz show type appearances, they do sometimes have magazine or journalist requests. If you are on Twitter, search for #prrequest and #journorequest for journalists looking for people to be featured. On that note – apply for, go on and win a TV Quiz show whilst you are at it! I know, it’s not normal behaviour, but if I can do it, so can you! Have a look at Be On Screen and see what’s looking for contestants. You’ve got nothing to lose by applying, and at any stage of the process you can change your mind. It’s a seriously fun day out if nothing else, but you could get some serious money.

Talking about winning – enter competitions! Ideally look for competitions which have prizes you want or need, but there is always the option of selling any prize you get. There are some great competitioning communities out there and if you aren’t in it, you definitely won’t win it! Check out Di Coke’s book about competitions and how to find and enter the best ones for you, or pop on over to her website and Facebook community.

I’m going to leave it there – a week before Christmas – with hopefully lots of hints and tips that you can implement and turn around your fortunes not just for Christmas expenses but for the long term!

I’d love to know what’s been your favourite part of the Christmas Cash Challenge, and any feedback you might have so keep your eyes out for a survey on this page shortly. I will also be checking in with you in the new year to see how your festive period was!

For now, your homework is to have a very Happy Christmas!

Isaiah 9:6

“For to us a child is born, to us a son is given, and the government will be on his shoulders. And he will be called Wonderful Counselor, Mighty God, Everlasting Father, Prince of Peace.”

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