What were your money goals at the start of the year? How are you doing with them? If it’s not going great, what are you doing to achieve them before the end of the year? The beginning of the new academic year is just as good a time to start those good habits as January. Rather than leaving them another 4 months until the New Year, just take a moment and think about what you could achieve in those four months. You can do so much to achieve your 2018 money goals, or just to help make sure that Christmas will be that much more affordable this year-after all, we are quickly approaching the most expensive time of the year. It really is a “Don’t leave until tomorrow what you can do today” situation (thanks to Benjamin Franklin or that quote)!
Here are my September onwards money goals:
- STOP buying lunch at work! I know I’ve said this a few times now but I am genuinely throwing money away by doing this. I need to stop being lazy and get organised enough to meal plan and take my own lunches to work!
- Have an eBay selling spree! I have so many things at home that I don’t need. I will have a sort out and some of it will go to charity, but I will try to list at least 5 items a month (so just over 1 a week) on eBay to add to up my income.
- Check my favourite survey sites more often. My favourite is Prolific Academic – and when I remember to check it, quite often there are surveys for which I’ve already been marked as eligible (due to the joining screening questions) and I’ve withdrawn over £200 since using them. The surveys are usually part of research and so are pretty interesting too.
- Start my Christmas shopping now. By purchasing little and often, I will be speading the cost, and allow myself more time to shop around rathe than panic buy a week before Christmas and end up overpaying for everything.
- Be more mindful of my spending over all. I’ve slipped into some bad habits in my new job, from buying extra soft drinks from the cafe instead of having free water from the kitchen, to buying food and then never cooking it and wasting it. I need to be more careful and keep track better.
So those are my money goals for the rest of the year – what are yours? I’d love to know below in the comments.