Where it began
My debt story began several years ago when I found myself with debt that was in the £1,000s. It was whilst my dad was terminally ill in a hospice and my employer at the time said I had to either come back or leave. Clearly I chose to leave and be with … Read the rest Continue Reading
Firstly, I want to go on record and say that anyone who gets the conversations about money going and encourages people to face their financial situation cannot be all bad, however I do have major concerns about some of the teachings and quotes from the American Christian financial guru Dave Ramsey. He also happens to … Read the rest Continue Reading
What is Debt Camel?
I started I Beat Debt to share my story of getting through the debt management process and to get people talking about money issues. I only have experience of my journey in and out of debt but there is so much more that people want to know about debt and related … Read the rest Continue Reading
You’ve probably all seen the television adverts for an Amigo Loan, even if you haven’t taken in what they are for. Guarantor loans, such as the ones by market leaders Amigo, are pitched as something that can improve your credit, help you get out of cdebt, and something your best mate can help you out … Read the rest Continue Reading
I had some great feedback on my recent post about what “Confessions of a Shopaholic” teaches us about debt and I wanted to look at some other movies or books and look at what we can learn from money about them as well. If you don’t like “The Greatest Showman”, or you haven’t seen it … Read the rest Continue Reading
The Secret Dreamworld of Shopaholic book was originally published in 2000 and also known as Confessions of a Shopaholic. The series of books was written by the author Sophie Kinsella and they were a major ‘noughties’ book success. The title book was turned into a film starring Isla Fisher in 2009. Technically this post includes … Read the rest Continue Reading
Dear credit card companies,
I know this might not make any difference – but I need to tell you how your behaviour and irresponsible lending makes me feel. We started off on such a strong footing – everything was great. Having a credit card made me feel like a grown up. It was like a … Read the rest Continue Reading
Since getting into debt, and clearing it all off again, I have been somewhat obsessed with my credit score. Whilst I know that a credit score is important, and can affect a lot of things, I have decided to not check it for a few months.
Over the past few years I have had … Read the rest Continue Reading
This is a very unconventional approach to paying off debt – and I know it won’t work for a lot of people. In the end I cleared off half my debt with less than a day’s work so I had to tell you about it.
It all started when a friend’s dad had been on … Read the rest Continue Reading