Firstly, and most importantly, this isn’t about bashing or criticising other money bloggers. I consider a lot of them to be my friends, mentors, and colleagues. They are also far more talented than me, more articulate than me, and frankly better bloggers than me. If it wasn’t for them I wouldn’t have started blogging, … Read the rest
You’ve probably all seen the television adverts for an Amigo Loan, even if you haven’t taken in what they are for. Guarantor loans, such as the ones by market leaders Amigo, are pitched as something that can improve your credit, help you get out of cdebt, and something your best mate can help you out … Read the rest
What is Debt Camel?
I started I Beat Debt to share my story of getting through the debt management process and to get people talking about money issues. I only have experience of my journey in and out of debt but there is so much more that people want to know about debt and related … Read the rest
Where it began
Several years ago I found myself with debt that was in the £1,000s. Whilst my dad was terminally ill in a hospice, my employer at the time said I had to either come back or leave. Clearly I chose to leave and be with my family. Unfortunately my father didn’t have much … Read the rest
The term Debt Snowball has been around for a while now. Originally coined by the American money Guru Dave Ramsey, it has gained popularity in the debt free community for it’s simplicity and apparent effectiveness. What is it and is it the right approach for you though?
In short, the Debt Snowball approach … Read the rest
The Secret Dreamworld of Shopaholic book was originally published in 2000 and also known as Confessions of a Shopaholic. The series of books was written by the author Sophie Kinsella and they were a major ‘noughties’ book success. The title book was turned into a film starring Isla Fisher in 2009. Technically this post includes … Read the rest
Have you heard a payday loan horror story? You may have, or you may be fortunate enough to now know anyone who has been in that position (or at least is prepared to talk about it). I am passionately against payday loans and guarantor loans. I have a lot of issues with the finance industry
Dear credit card companies,
I know this might not make any difference – but I need to tell you how your behaviour and irresponsible lending makes me feel. We started off on such a strong footing – everything was great. Having a credit card made me feel like a grown up. It was like a … Read the rest
Since getting into debt, and clearing it all off again, I have been somewhat obsessed with my credit score. Whilst I know that a credit score is important, and can affect a lot of things, I have decided to not check it for a few months.
Over the past few years I have had … Read the rest