Firstly, I want to go on record and say that anyone who gets the conversations about money going and encourages people to face their financial situation cannot be all bad.
Anyway, I am writing this post today because of a tweet that was brought to my attention this morning by another financial blogger. For those … Read the rest Continue Reading
What is Debt Camel?
I started I Beat Debt to share my story of getting through the debt management process and to get people talking about money issues. I only have experience of my journey in and out of debt but there is so much more that people want to know about debt and related … Read the rest Continue Reading
Firstly, and most importantly, this isn’t about bashing or criticising other money bloggers. I consider a lot of them to be my friends, mentors, and colleagues. They are also far more talented than me, more articulate than me, and frankly better bloggers than me. If it wasn’t for them I wouldn’t have started blogging, … Read the rest Continue Reading
You’ve probably all seen the television adverts for an Amigo Loan, even if you haven’t taken in what they are for. Guarantor loans, such as the ones by market leaders Amigo, are pitched as something that can improve your credit, help you get out of cdebt, and something your best mate can help you out … Read the rest Continue Reading
Where it began
Several years ago I found myself with debt that was in the £1,000s. Whilst my dad was terminally ill in a hospice, my employer at the time said I had to either come back or leave. Clearly I chose to leave and be with my family. Unfortunately my father didn’t have much … Read the rest Continue Reading
Whatever happened to get you in to debt (whether it’s a loss of a job, an illness or previous bad credit by taking out things like payday or guarantor loans) there are loads of approaches to getting out of debt. The term Debt Snowball has been around for a while now. Originally coined by the … Read the rest Continue Reading
I had some great feedback on my recent post about what “Confessions of a Shopaholic” teaches us about debt and I wanted to look at some other movies or books and look at what we can learn from money about them as well. If you don’t like “The Greatest Showman”, or you haven’t seen it … Read the rest Continue Reading
The Secret Dreamworld of Shopaholic book was originally published in 2000 and also known as Confessions of a Shopaholic. The series of books was written by the author Sophie Kinsella and they were a major ‘noughties’ book success. The title book was turned into a film starring Isla Fisher in 2009. Technically this post includes … Read the rest Continue Reading
Dear credit card companies,
I know this might not make any difference – but I need to tell you how your behaviour and irresponsible lending makes me feel. We started off on such a strong footing – everything was great. Having a credit card made me feel like a grown up. It was like a … Read the rest Continue Reading