Diversifying your investment portfolio is a great financial plan. This risk management strategy can help to make a portfolio stable and lessen the risk of not gaining from an investment. One such investment that diversifies a portfolio is a gold retirement account.
A gold retirement account or IRA allows you to purchase and sell precious … Read the rest
Continue ReadingWhile it is always fun to make New Year’s Resolutions, this annual rite is even more satisfying when we do it with a purpose. We all can target some of our plans for 2022 to help improve the environment, and since the oceans are crucial to everyone, this is an excellent place to start. Fortunately, … Read the rest
Continue ReadingWhatever personal situation you may have found yourself in at the beginning of the pandemic (living with house mates, single and living alone, or married with a big family) you may have found that through home schooling and home working your house doesn’t work for you any more. Some people may decide that the only … Read the rest
Continue ReadingAre you having problems with budgeting your finances? Sure, there are plenty of money management applications out there, but most require hefty paid subscriptions, ironic right?
Google Sheets is a tool you can use for budgeting like a pro. It’s free, easy to use, and accessible anywhere, like your phone, tablet, or laptop. You just … Read the rest
Continue ReadingAs a financial advisor, Google Sheets is one of your most valuable productivity tools. With Google Sheets, you can do practically anything. You can complete complex analyses. You can deliver beautiful reports to your clients.
But because Google Sheets is so robust, there are also a lot of hidden features. Let’s take a look at … Read the rest
Continue ReadingI’m often asked about my favourite ways of making money and I’m more than happy to share my experiences of anything from surveys through to mystery shopping and anything in between. I’m not saying I’m perfect, but I try to be transparent and only recommend things that I have tried myself. If you browse the … Read the rest
Continue ReadingThe MLM meaning is Multi Level Marketing and unless you live under a rock, you are probably being exposed to it in loads of ways, you just might not realise that is what it is. In short it is nothing more than a type of pyramid scheme, just with … Read the rest
Continue ReadingThe stock market has been around for ages, yet a lot of people are still skeptical about entering the it. It seems too good to be true – invest a little bit of money, and get a lot of money out of it. The stock market used to be very elite, and getting information about … Read the rest
Continue ReadingBudgeting does need to be scary or hard. A budget is a plan created to manage your money. It should cover any income, as well as any outgoings. This will include regular payments such as bills, as well as payments to your savings and other non-essential purchases.
A budget can be created on a … Read the rest
Continue ReadingIt’s important to be on top of your tax affairs. The authorities have a reputation for being rather ruthless with those who don’t pay, however, this is somewhat unfair representation. If you are honest and have any trouble you will find that, in most cases, you will be able to discuss it with them, and … Read the rest
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