Debt

An open letter to credit card companies – you need to stop irresponsible lending!

Dear credit card companies,

I know this might not make any difference – but I need to tell you how your behaviour and irresponsible lending makes me feel. We started off on such a strong footing – everything was great. Having a credit card made me feel like a grown up. It was like a … Read the rest

Why I’m going to stop obsessing about my credit score

Since getting into debt, and clearing it all off again, I have been somewhat obsessed with my credit score. Whilst I know that a credit score is important, and can affect a lot of things, I have decided to not check it for a few months.

Why?

Over the past few years I have had … Read the rest

How I cleared half my debt in one day

This is a very unconventional approach to paying off debt – and I know it won’t work for a lot of people. In the end I cleared off half my debt with less than a day’s work so I had to tell you about it.

It all started when a friend’s dad had been on … Read the rest

How Christians Against Poverty helped me turn my life around

I know that there are people out there who find managing their money rather overwhelming. You can see no way of paying off the debts you have. You worry that each month will only mean further drowning into the black hole of debt and you can never picture actually becoming debt free. Does this sound … Read the rest